On its path to ubiquity, artificial intelligence has seeped into mortgage lending. Regulators are racing to catch up.The same forces in the tech world that created the “move fast and break things” ethos are driving AI’s adoption today. With no overarching legislation, industry-specific rules are being rolled out, and mortgage lenders are erecting new guardrails to ensure their loans don’t run afoul of a growing oversight regime.“Whether they want to recognize it or not, it’s there, it’s everywhere,” attorney James Brody said of AI. “I describe it as invasive.”​